We make yes possible.

Meet U.S. Bank Avvance, a flexible consumer financing
option that makes life’s purchases possible.

Whether your purchase is planned or unplanned, Avvance is an installment loan solution to help you finance purchases quickly and easily. We match you to loan options provided by U.S. Bank that are customized to your individual needs. It’s a quick, seamless application.

Advance installment loans are:

 Affordable: low-to-no interest rate financing available
 Upfront: see qualified installment loan options before any impact to your credit score
 Flexible: choose your payment terms
 Simple: quick to apply for and easy to manage with autopay
 Transparent: no hidden fees

Flex your finances.

How does it work?

When you receive your invoice via email, click “pay invoice”. The accepted payment methods include Avvance point of sale lending. When you choose Avvance, you’ll be prompted to fill out an application for real-time approval. If you qualify, select one of the offered installment loans. We’ll pay the merchant for the purchase, and you’ll pay your monthly installments to U.S. Bank.

What is Avvance?

Avvance is an installment loan solution to help you finance your purchases. You can see qualified installment loan options before any impact to your credit score. Choose the option that works best for you, right from your device.

Does this involve a credit check?

After entering your information, we will run a “soft” credit check and you will be shown the loan terms you qualify for. If you decide to proceed with an installment loan, we may run a “hard” credit check which will impact your credit file.

How do I manage installments?

After selecting your loan, you can enroll in online banking to manage monthly installments, check balances, get statements and make monthly payments.